At UnPay, we understand that businesses with subscription-based models or regular payments need a seamless, secure way to collect recurring payments. With UPI AutoPay, you can easily set up automated, recurring payments for your customers, ensuring timely collections and minimizing the need for manual intervention.

UPI AutoPay allows your customers to authorize recurring payments once, and payments will be automatically deducted from their UPI-enabled bank accounts at regular intervals, without the need for them to manually approve each transaction.

What is UPI AutoPay?

UPI AutoPay is an automated payment solution that allows businesses to collect recurring payments from customers via UPI (Unified Payments Interface). Once customers authorize a transaction, payments are automatically deducted at scheduled intervals (daily, weekly, monthly, etc.) from their UPI-enabled bank accounts, such as those linked to Google Pay, PhonePe, Paytm, and other UPI apps.

This solution is ideal for businesses that offer subscription-based services, such as media streaming, SaaS platforms, membership services, utility bill payments, and more. UPI AutoPay streamlines the payment process, ensuring that your customers never miss a payment while saving time and reducing administrative efforts.

How Does UPI AutoPay Work?

1. Customer Authorization
   The customer authorizes the payment for a recurring transaction via their UPI-enabled app (like Google Pay, PhonePe, Paytm, etc.). This is a one-time setup where the customer grants permission for future payments to be deducted automatically.

2. Transaction Scheduling
   Once authorized, UPI AutoPay will schedule the payment according to the selected frequency (e.g., daily, weekly, monthly). This ensures that your business collects payments on time, every time, without manual intervention.

3. Automatic Payment Deduction
   On the due date, UPI AutoPay automatically deducts the payment amount from the customer’s linked bank account, ensuring timely payment processing.

4. Instant Payment Confirmation
   After the payment is deducted, both the customer and business receive instant notifications confirming the transaction. The funds are transferred directly to your linked business account.

5. Manage Payments via Dashboard
   You can track all recurring transactions, manage payment schedules, and generate reports in real-time through the UnPay dashboard. You’ll always have full visibility of your subscription-based payments.

Key Features of UPI AutoPay

• Automated Recurring Payments
  Eliminate the need for manual payment collection. Once customers authorize UPI AutoPay, payments are automatically deducted based on the schedule you set.

• Flexible Payment Schedules
  Set flexible payment intervals, whether it's daily, weekly, monthly, or any custom frequency that works best for your business.

• Secure Payment Authorization
  Customers authorize payments securely via their UPI-enabled app, ensuring the highest level of security and trust.

• Real-Time Payment Notifications
  Both businesses and customers receive instant notifications after every payment, ensuring transparency and building trust.

• Seamless Integration
  Easily integrate UPI AutoPay into your existing website, mobile app, or e-commerce platform. Our API and SDK are designed for easy implementation.

• No Manual Intervention
  Automate your billing process and avoid the hassle of manually following up on payments, saving time and effort.

• Multi-Channel Support
  UPI AutoPay works with all major UPI apps like Google Pay, PhonePe, Paytm, and others, ensuring a wide range of customer accessibility.

• Secure and Compliant
  UPI AutoPay adheres to all UPI security standards, providing a safe, secure, and compliant way to process recurring payments.

Benefits of Using UPI AutoPay for Your Business

• Reduced Churn Rate
  Automated payments reduce the chances of missed payments or late fees, ensuring a smoother customer experience and improved retention.

• Cost-Effective Payment Collection
  UPI AutoPay eliminates the need for traditional billing methods or third-party invoicing systems, saving you both time and money.

• Improved Cash Flow
  With recurring payments set on an automated schedule, you ensure a consistent and predictable cash flow for your business.

• Time and Resource Savings
  Automating the payment collection process frees up valuable time and resources, allowing you to focus on scaling your business.

• Better Customer Experience
  Customers can set up UPI AutoPay once and never worry about missing a payment. They will appreciate the convenience and ease of managing subscriptions.

• Easy Tracking and Reporting
  Manage and track recurring payments efficiently using the UnPay dashboard. You can access detailed reports and transaction histories for better decision-making.

Who Can Benefit from UPI AutoPay?

• SaaS Platforms
  Collect subscription payments automatically from your customers without the need for manual follow-ups.

• Media Streaming Services
  Set up recurring payments for monthly or yearly subscriptions to your streaming platform, ensuring customers don’t miss payments.

• Utility Providers
  Automate bill payments for customers of your utility service, such as electricity, water, and gas companies.

• Membership-Based Services
  Whether it’s gym memberships, clubs, or online courses, UPI AutoPay makes recurring payments seamless for your subscribers.

• E-commerce Subscriptions
  E-commerce businesses offering subscription boxes or recurring product deliveries can easily collect payments through UPI AutoPay.

• Event Management Companies
  Collect payments for events, conferences, or workshops with recurring installments or membership fees.

How to Get Started with UPI AutoPay

1. Register with UnPay
   Create an account with UnPay and get started with our recurring payments solution, UPI AutoPay.

2. Set Up Payment Plans
   Choose your payment frequency (daily, weekly, monthly) and set up recurring payment plans for your products or services.

3. Obtain Customer Authorization
   Have your customers authorize recurring payments via their UPI-enabled app. Once approved, the system will handle the rest.

4. Track Payments
   Monitor your recurring payments, access real-time transaction data, and generate reports via the UnPay dashboard.

5. Manage and Modify Payment Plans
   Easily manage or modify your payment schedules, track failed payments, and set up reminders or retries.